Philadelphia Inquirer - ... plans, including proposals to make it easier to refinance ARMs through the FHA and ... In July, the Pennsylvania Housing Finance Agency launched a loan program that helps ... Jim Gaines, a research economist at the Real Estate Center at Texas A&M University ...

Borrowers, like mortgage industry, adjust to credit crunch
Boston Online - They just need to pay attention to what's going on, says David Reed, a lending veteran based in Texas and co-author of ... Depending on the loan amount, consider an FHA loan. That's not subprime, but their credit guidelines are relaxed. Of course ...